Unlock Liquidity from Your Investments

Precise EMI, interest, fees & net disbursal — all in one place.

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Loan vs Securities Calculator

Step 1 – Select Calculator

Choose Your Loan Type

Select a tab above, adjust your parameters and get an instant breakdown.

Loan Against Securities

Unlock liquidity from equity, mutual funds or bonds. Processing fee deducted from disbursal.

Interest:

Security:

Portfolio / Security Value₹20 L

₹

5L 10L 20L 50L 1 Cr

₹1L₹20Cr₹40Cr₹60Cr₹80Cr₹100Cr

LTV Eligibility (%)

1%25%50%75%90%

Interest Rate (% p.a.)

1%5%10%15%20%

Tenure (Months)

1 mo1224364860 mo

Processing Fee (%)

Monthly Interest Payable

₹-

Loan: ₹-

Eligible Loan (LTV)₹-

Processing Fee₹-

Portfolio Margin / Haircut₹-

Total Interest Payable₹-

Total Amount to Repay₹-

Net Liquidity (After Fee)₹-

Portfolio Utilization

–

SI vs CI Difference₹-

*LTV ratios are indicative. Lenders apply their own haircut.

LOAN PLANNING MADE EASY

How to Use This Calculator

From estimate to application — plan every step with confidence

Select Loan Type

Calculate your eligible loan amount, interest cost, repayment schedule, and pledged securities value with the Loan vs Securities Calculator.

Enter Parameters

Adjust amount, rate and tenure using sliders or type directly — results update instantly

Review Breakdown

Get EMI, total interest, processing fee, net disbursal and a visual pie chart

Export & Apply

Download a PDF summary or click Apply to talk to a loan advisor immediately

Loan vs Securities Calculator — Loan & Securities Planner

Indicative estimates only. Actual EMI, interest, fees and terms are subject to lender policies, CIBIL score, income verification and prevailing rates. Not financial advice.