Calculate Your Dream Home Loan Easily

Precise EMI, interest, fees & net disbursal — all in one place.

100%Free to Use

PDFExport Ready

Step 1 – Select Calculator

Choose Your Loan Type

Select a tab above, adjust your parameters and get an instant breakdown.

Personal Loan EMI Calculator

Processing fee + GST (18%), insurance as % of loan, net disbursal clearly shown.

Rate Method:

Loan Amount₹5 L

₹

1L 3L 5L 10L

₹1L₹20L₹40L₹60L₹80L₹1Cr

Interest Rate (% p.a.)

1%6%12%18%24%30%36%

Tenure (Years)

1234567 yrs

Processing Fee (%)

Insurance (% of Loan)

Amortization Schedule ▼

Year	Principal	Interest	Outstanding

Monthly EMI

₹-

Reducing Balance

Loan Amount₹-

Processing Fee₹-

GST on Fee (18%)₹-

Insurance Premium₹-

Total Interest₹-

Total EMI Payments₹-

Net Disbursal₹-

Principal–

Interest–

Fee+GST+Ins–

*Flat rate: interest on original principal throughout tenure.

LOAN PLANNING MADE EASY

How to Use This Calculator

From estimate to application — plan every step with confidence

Select Loan Type

Use our Personal Loan Calculator to estimate EMI, interest cost, total repayment amount, and plan your loan effectively.

Enter Parameters

Adjust amount, rate and tenure using sliders or type directly — results update instantly

Review Breakdown

Get EMI, total interest, processing fee, net disbursal and a visual pie chart

Export & Apply

Download a PDF summary or click Apply to talk to a loan advisor immediately

Personal Loan Calculator — EMI & Repayment Planner

Indicative estimates only. Actual EMI, interest, fees and terms are subject to lender policies, CIBIL score, income verification and prevailing rates. Not financial advice.